As the new year begins, many of us set resolutions, often watching them waver by February—but no judgment, we’ve all been there! While sticking to goals can be challenging, 2025 offers a fresh opportunity to take control, especially of our finances. Following the hectic holiday spending on gifts and celebrations, it’s clear how financial choices during this time affect Filipino households. To manage these expenses more effectively, borrowing for planned, purposeful needs can be a helpful strategy, but balancing it with mindful spending is key. JuanHand encourages Filipinos to reflect on their financial habits and take meaningful steps toward building a smarter, more secure financial future.
“Understanding where your money went in 2024 is the first step towards creating a stronger financial foundation in 2025,” said Francisco “Coco” Mauricio, President and CEO of JuanHand. “Financial planning and smart borrowing can help Filipinos make the most of their resources without falling into unnecessary debt,” he added.
JuanHand motivates everyone to start 2025 with clear, realistic financial resolutions. The first step is to Review and Reflect: Take time to analyze your 2024 spending habits and identify areas for improvement. For example, track your spending on daily expenses like dining out, entertainment, or shopping, and look for opportunities to cut back—whether it’s choosing more affordable options, reducing impulse purchases, or simplifying celebrations. Next, Set Realistic Goals: Focus on achievable objectives like starting small on savings or an investment plan. This could mean setting aside a portion of your monthly income for an emergency fund, or starting small with mutual funds or government-backed savings initiatives. Finally, Plan Ahead: Use tools like JuanHand’s lending services to budget for significant expenses, whether personal or business-related. When planning a big purchase or launching that small business you’ve been wanting to put up, JuanHand’s flexible loan options can help manage costs and prevent financial stress.
JuanHand highlights the value of using loans strategically to build financial stability. Whether it’s for handling unexpected emergencies, seizing a business opportunity, or preparing for important events, leveraging credit wisely can offer both a safety net and a growth opportunity. The key is in thoughtful planning, ensuring borrowed funds support long-term goals rather than just short-term fixes.
Financial literacy is key to achieving these goals. WAGI (Wealth Advice for Growth and Inclusion), an innovative financial literacy app powered by JuanHand, offers practical content tailored to everyday Filipino life, covering topics like basic budgeting and stock investing. WAGI also rewards users for learning with redeemable points for prizes from top partner brands. By combining tools like JuanHand’s lending services with the WAGI app’s financial education, Filipinos can confidently set and achieve their financial objectives, for themselves and their families.
As the #1 fintech lending app in the Philippines, JuanHand has become a trusted financial partner for millions of Filipinos. With over Php40 billion in loans disbursed and more than 12 million registered users, it’s clear that JuanHand is the go-to solution for financial flexibility. Offering loans of up to PHP 50,000, affordable rates, minimal requirements, and a seamless application process, now is the best time to join this growing community. Download the app, submit a valid ID, and get approved in as fast as five minutes!
“At JuanHand, we are committed to providing responsible lending solutions that pave the way for Filipinos to achieve financial success,” said Mauricio. “With careful planning and the right approach, our services empower borrowers to navigate their financial journey with confidence. With millions already benefiting from our platform daily, there’s no better time to take control of your finances and experience the convenience JuanHand offers,” he concluded.
Looking ahead, JuanHand remains committed to equipping Filipinos with the tools and knowledge they need for smarter financial planning. By advocating mindful spending, strategic borrowing, and clear goal-setting, JuanHand is here to help every Filipino be “Juan-Step Ahead” towards a financially confident 2025, empowering them to take control of their financial future.
Download the WAGI Financial Literacy app on Google Play or visit www.wagi.com.ph to start learning and earning rewards.
